For those who are working in hospital or medical field (executive or professional basis both), health care reform is very essential and important aspect. It is a system of United States only which needs to be reformed. There are millions of people in America who are homeless and are uninsured; making health care services cheap for them is very pleasant. Every single person working under medical institution (whether healthcare professional or an executive worker) have different opinion about health care reform. The major objectives of this reform are as follows:
- Provision of universal health care coverage for Americans who are uninsured
- Decrease in the price or cost of all the health care services and treatments
For those who are working, it is not a big thing as they get insured by their company or insurance itself. For those who are self employed or are unemployed, it must be a difficult situation as they have to pay for their insurance premiums themselves. Unemployed or homeless people who do not have money for food properly, it is like a blessing for them as whole medical facilities and treatments can be of reasonable cost for them.
Health reform is criticized by a fair section of society as well especially those who are working in this institution as it may seems like a compromise in their quality work. Also by applying this act, the health systems will get overloaded as lots of people will be in the hospitals every time which cause long lines of waits and unseen patients. Decreasing the costs of all the treatments may also result in less quality of medicines and techniques. United States is known for its best service and quality health care resources and treatments. Best service requires best equipment and for that high costs are included. Diminishing the cost for poor people is good but on the cost of outlay of clinical providers it may not be a good idea.
With the increase in health care reforms and its health care reform facts, a structural and planned health insurance plan is created to arrange all the facts and figures regarding this reform. So that consumer can decide himself what is best suitable for them. For various health care providers, it gives a platform and strategic plan to decide and choose among various options available in the market. As health care reform act is focusing on the expansion health care coverage among people who are insured, for their better arrangement there are certain guidelines and functions that should be considered:
- Provision of different options for the customers to choose for the best health care plan
- Provision of proper knowledge and information regarding different health care plans to the customers
- An administrative procedure must be created so as to maintain and enroll the health care reform system
- Option for portability of coverage for those people who are moving from one job to another
- Insurance market should be properly reformed for the selection of suitable insurance exchange plan